Clare Townhill is a content writer at Simply Funeral Planning specialising in life insurance, funeral planning and later life financial topics.

She researches complex subjects and turns them into clear, easy-to-understand guides that help readers compare products and make informed decisions.

Before publication, Clare's articles are researched using trusted sources, including FCA guidance, government publications and provider documentation.

Every article is reviewed as part of Simply Funeral Planning' editorial process to ensure it meets our standards for accuracy, clarity and impartiality.

Sue Schaum is a writer at Simply Funeral Planning, specialising in life insurance, equity release and funeral planning. With more than 20 years' experience in marketing, communications and customer engagement, she has built a career helping people understand complex products and services through clear, accessible content.

At Simply Funeral Planning, Sue researches later-life financial products using trusted sources, including FCA guidance, government publications and provider documentation.

She aims to provide balanced, easy-to-understand information that helps readers compare their options and make informed decisions with confidence.